Society Timings Monday-Friday: 9:30 AM-5:30 PM Saturday: 9:30 AM-2:30 PM Sunday: Holiday
Built on Trust

Your trusted financial partner

Universal Souharda Co-op Society Ltd. was established in 2023 to combine the strength of cooperative values with modern technology and build dependable financial support for members and families.

Trust in every relationship
Simple, accessible service
Technology-enabled convenience

2023

Established

Member-First

Service shaped around member needs.

Modern Service

Accessible support with cooperative values.

Universal Souharda Cooperative Society staff or member service scene
Deposit Schemes

Savings products designed for daily needs and long-term planning

Universal Souharda encourages disciplined savings through practical deposit options for individuals, families, traders, and businesses.

Savings Bank Account

A safe, convenient, and flexible account to manage everyday finances while building a strong savings habit.

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Current Account

Convenient day-to-day banking support for businesses, traders, and institutions with regular transactions.

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Recurring Deposit

A monthly saving scheme that builds a disciplined habit and offers planned maturity benefits.

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Fixed, MIS, and Pigmy

Flexible options for selected tenures, monthly income planning, and regular small-value savings.

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Universal Souharda Cooperative Society office or member photo
About the Society

Built on trust. Driven by service. Growing together.

Universal Souharda Co-op Society Ltd. was established in 2023 with a clear purpose: to create a trusted, member-focused financial institution that combines cooperative strength with the possibilities of modern technology.

From the beginning, the society has focused on building meaningful relationships, encouraging savings, supporting genuine financial needs, and contributing to the economic development of the community.

  • Member-focused service
  • Cooperative values
  • Modern technology
Read Our Story
Core Values

The values that guide our cooperative identity

These values shape how we serve members, build trust, and grow with the community.

Trust
Integrity
Member First
Service Excellence
Innovation
Community
Responsibility
Growth
Member Note

We warmly welcome you to the Universal Souharda family.

Join as a member and explore trusted financial services built around cooperative values, member care, and shared growth.